Insure your potential shortfall for the difference of what your insurer pays and what you paid for your vehicle in the event of a total loss.If your vehicle is written off or stolen, Motor Gap Value Shortfall covers:

1. The amount that you may still owe the financier after your primary insurer paid out the market/retail value of your vehicle or,
2. The difference between what your insurer paid on market / retail value and what you actually paid for your vehicle.